# PrimeXBT Fees 2026: Trading Fees, Funding Rates & Overnight Financing

- URL: https://brokerate.io/primexbt-fees-2026-trading-funding-overnight-costs
- Published: 2026-08-31
- Updated: 2026-09-05
- Reading time: 16
- Language: en
- Topics: PrimeXBT

PrimeXBT uses different pricing models depending on the market and trading platform. This guide breaks down PrimeXBT fees in 2026, including Crypto Futures maker and taker commissions, VIP discounts, spreads, funding rates, overnight financing, triple swaps, leverage-related costs, and practical examples to help traders understand their real trading expenses.

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PrimeXBT does not use a single model across every market. Crypto Futures on PXTrader 2.0 use maker and taker commissions. Forex and CFDs rely more heavily on spreads and overnight financing. Perpetual Crypto Futures can also generate funding payments every eight hours.This means the headline fee alone does not tell you the full cost of trading.A trader who opens and closes a Crypto Futures position quickly may mainly care about maker and taker commissions. A trader who keeps a leveraged CFD position open for several days may pay more attention to spreads and overnight swaps. A perpetual-futures trader may also pay or receive funding depending on market conditions.This guide reviews PrimeXBT fees in 2026, including Crypto Futures trading fees, VIP discounts, funding rates, spreads, overnight financing, and the costs traders can easily overlook.PrimeXBT Fees at a GlanceFee TypeCurrent StructureCrypto Futures maker fee0.01%Regular Crypto Futures taker fee0.045%Lowest VIP taker fee0.015%Forex/CFD trading commissionGenerally spread-based rather than a separate standard commissionCFD spreadVaries by instrument and market conditionsCrypto Futures fundingApplied every 8 hours to open positions at funding timesCFD overnight financingApplied to positions held overnightTriple swapCan apply on Wednesdays for applicable marketsVIP spread discountUp to 25%VIP tiersRegular + VIP 1 to VIP 5PrimeXBT notes that its fee conditions are indicative and may vary by jurisdiction, instrument, and current platform conditions. Traders should therefore confirm the live fee shown inside their account before placing an order.What Fees Does PrimeXBT Charge?PrimeXBT trading costs can be divided into several categories:Maker and taker commissionsBid-ask spreadsCrypto Futures fundingCFD overnight financingNetwork or payment-related charges outside the trade itselfNot every fee applies to every product.For example, a Crypto Futures trader on PXTrader 2.0 normally pays maker or taker fees and may also experience funding payments.A forex or CFD trader may instead trade through a spread and pay overnight financing when a position is held beyond the daily rollover.Understanding which pricing model applies is more important than looking for one universal "PrimeXBT fee."PrimeXBT Crypto Futures Trading FeesPrimeXBT's Crypto Futures pricing on PXTrader 2.0 uses a maker/taker model.Regular FeesFor a standard Regular account, the current fee structure is:Order TypeFeeMaker0.01%Taker0.045%PrimeXBT's current VIP documentation confirms that the regular taker fee is 0.045%, while the maker fee remains 0.01%.PrimeXBT also markets Crypto Futures taker fees "from 0.015%," but that is the lowest VIP rate rather than the standard rate paid by every user.This distinction matters.A user seeing:Taker fee from 0.015%should not automatically assume that a new Regular account pays 0.015%.The standard taker fee is higher unless the trader qualifies for an applicable VIP tier.What Is a Maker Fee?A maker order adds liquidity to the order book.This generally happens when a trader places a limit order that does not execute immediately.For example, assume Bitcoin is trading at $70,000, and a trader places a buy limit order at $69,500.If the order sits in the book waiting for another participant to fill it, the trader is acting as a maker.PrimeXBT currently charges a 0.01% maker fee on PXTrader 2.0 Crypto Futures.Maker Fee ExampleSuppose a Crypto Futures position has a notional size of:$10,000At a maker fee of:0.01%. The opening commission would be:$1If the closing order also qualifies as a maker order, another $1 could apply when the position is closed.So the approximate round-trip trading commission would be:$2before considering funding or other costs.What Is a Taker Fee?A taker order removes liquidity from the order book.Market orders are the clearest example.A limit order can also become a taker order if it executes immediately against an existing order.PrimeXBT's Regular Crypto Futures taker fee is currently 0.045% on PXTrader 2.0.Taker Fee ExampleSuppose a trader opens a:$10,000Crypto Futures position using a market order.At a 0.045% taker fee:Opening fee = $4.50If the trader later closes the entire position with another taker order:Closing fee = approximately $4.50The approximate round-trip commission becomes:$9This example ignores price changes, funding, and other trading effects.Are Fees Charged When Opening and Closing a Position?Yes.PrimeXBT's Crypto Futures terms state that trading fees can be applied when entering and closing a transaction.That is why traders should consider the round-trip cost, not just the commission shown for one side of the trade.A 0.045% taker fee may initially look small.But entering and exiting with taker orders roughly doubles the commission exposure before funding or slippage is considered.PrimeXBT VIP FeesPrimeXBT uses a tiered VIP program that can lower Crypto Futures taker fees and reduce spreads on CFD and forex trading.The current structure is:TierCrypto Futures Taker FeeMaker FeeCFD/Forex Spread DiscountRegular0.045%0.01%NoneVIP 10.044%0.01%2%VIP 20.042%0.01%5%VIP 30.040%0.01%10%VIP 40.030%0.01%15%VIP 50.015%0.01%25%The maker fee remains unchanged across the VIP levels, while the largest reduction applies to the taker fee.This makes VIP status more valuable to traders who frequently use market orders or other liquidity-taking orders.How Do You Qualify for PrimeXBT VIP Tiers?PrimeXBT normally determines VIP status using trailing 30-day trading volume.The current requirements are:TierCrypto VolumeForex & CFD VolumeVIP 1$10,000$100,000VIP 2$100,000$1 millionVIP 3$1 million$10 millionVIP 4$5 million$45 millionVIP 5$25 million$90 millionOnce the volume requirement is reached, PrimeXBT says the VIP upgrade takes effect immediately.The achieved tier is then secured for 30 days. A trader can still move to a higher tier sooner if the next volume threshold is reached.Can You Buy a PrimeXBT VIP Tier?Yes.PrimeXBT also allows eligible users to use Reward Center balances to activate VIP status.Its current Help Centre lists:TierReward Center CostVIP 1$100VIP 2$200VIP 3$250VIP 4$500VIP 5$2,000Purchased VIP status is enabled for 30 days.That means PrimeXBT's VIP structure is not based exclusively on trading volume.However, users should compare the cost of buying VIP status with the amount they realistically expect to save in fees.Paying $2,000 for VIP 5 would make little economic sense for a trader whose expected fee savings are much smaller.How Much Can VIP Status Save on Crypto Futures Fees?The difference becomes more noticeable as trading volume grows.Consider a trader executing $100,000 of taker volume.Regular Account0.045% × $100,000 =$45 in taker feesVIP 50.015% × $100,000 =$15 in taker feesDifference: $30At much larger volumes, the difference grows.This is why the fee structure is particularly relevant to active and high-volume traders.However, lower trading fees do not necessarily mean the trader's total costs are lower because spreads, funding,g and market execution also matter.PrimeXBT Fees on PXTrader vs PXTrader 2.0PrimeXBT currently maintains more than one trading environment, and the pricing can differ.Its Help Centre states that the legacy PXTrader structure can use:0.05% trading fees for cryptocurrenciesNo separate trading commission for forex, indices and commoditiesPXTrader 2.0 uses the maker/taker structure for supported Crypto Futures.This means traders should confirm which platform and product they are using before assuming that a fee found online applies to their trade.Older PrimeXBT reviews may also describe fee structures that no longer match the current PXTrader 2.0 system.What Are PrimeXBT Spreads?The spread is the difference between an instrument's bid and ask prices.For example:Bid: 1.0546Ask: 1.0552The difference is:0.0006, or approximately 0.6 pipsThat spread represents an immediate trading cost because a position generally begins slightly negative due to the distance between the buying and selling prices.PrimeXBT uses spread-based pricing extensively for forex and CFD markets.Are PrimeXBT Spreads Fixed?No.Spreads can change.Factors that can affect spreads include:Market liquidityVolatilityTrading sessionEconomic announcementsInstrumentMarket conditionsThis means a spread shown during a quiet market period may not remain the same during a major news event or sudden volatility.PrimeXBT itself notes that the fee and trading conditions displayed on its website are indicative and that the live platform should be used for current conditions.Do VIP Users Get Lower Spreads?Yes.PrimeXBT's current VIP program includes spread discounts for CFD and forex products on PXTrader 2.0.The discounts currently range from:2% at VIP 1to:25% at VIP 5.This means VIP status can reduce costs beyond Crypto Futures taker commissions.For a trader active in forex, commodities, indices or shares, spread reductions may be more relevant than maker/taker pricing.What Are PrimeXBT Funding Rates?Funding rates apply to perpetual Crypto Futures.Unlike traditional futures contracts, perpetual contracts do not have a fixed expiry date.Funding payments are used to help keep the perpetual-contract price aligned with the underlying spot market.PrimeXBT currently applies funding every eight hours to qualifying open perpetual positions.The contractual funding times are currently listed as:00:00 UTC08:00 UTC16:00 UTCOnly positions open at a funding timestamp are subject to that particular funding payment.Do Traders Always Pay PrimeXBT Funding?No.Funding is different from an ordinary exchange commission.Depending on the funding rate and market relationship:Long traders may pay short tradersShort traders may pay long tradersThe direction depends on whether the perpetual contract is trading above or below the underlying market and on the prevailing funding rate.PrimeXBT explains that funding is designed to help keep the futures contract close to the underlying asset price.Therefore, a funding payment can sometimes be:A costA creditdepending on the position and market conditions.Can You Avoid a Funding Payment?Potentially.PrimeXBT's Crypto Futures terms state that funding applies only to positions that remain open at the scheduled funding time.If the position is closed before the funding timestamp, that funding payment does not apply to that position.However, opening and closing a position simply to avoid funding can create other costs:Trading commissionsSpreadSlippageMarket riskSo avoiding one funding payment does not automatically reduce total trading costs.Why Can Funding Become Expensive?Funding rates change with market conditions.During periods of strong bullish or bearish positioning, one side of the market can become crowded.That can push funding rates higher.PrimeXBT specifically warns that extreme market conditions can make maintaining a perpetual position expensive when funding becomes high.A trader holding a leveraged position for several days should therefore check the current funding rate rather than assuming that the opening trading fee represents the full cost.What Is Overnight Financing on PrimeXBT?Overnight financing applies to CFD positions held beyond the daily rollover.It is also commonly called:SwapSwap feeOvernight feeOvernight fundingOvernight financingThe cost can be positive or negative depending on the instrument and direction of the trade.PrimeXBT says overnight financing is influenced by factors such as:Central-bank interest ratesExchange ratesWhether the position is long or shortThe instrument being tradedHow Is PrimeXBT Overnight Financing Calculated?PrimeXBT provides a general formula based on:Swap rate × asset price × position sizeFor example, PrimeXBT gives a EUR/USD scenario using:Price: 1.08Position size: 100,00024-hour swap rate: 0.0011%The resulting overnight charge is:$1.188for that example position.The important point is that overnight financing depends on both the current rate and position size.A larger leveraged position creates a larger financing exposure.When Are Overnight Fees Charged?PrimeXBT says CFD overnight financing is generally applied when a position remains open through the daily rollover.Its current fee documentation uses 22:00 UTC in the published forex example.Traders should still check the exact rollover schedule for the instrument they trade because contract conditions can differ.What Is the PrimeXBT Triple Swap?PrimeXBT states that applicable markets can incur triple swap on Wednesday.The purpose is to account for weekend settlement while markets are closed.This can surprise traders.For example, someone holding an eligible CFD position through Wednesday's rollover may see a financing charge significantly larger than on an ordinary day.The exact swap rate still depends on the instrument and trade direction.Funding Rate vs Overnight FinancingThese terms are often confused, but they describe different mechanisms.FeatureCrypto Futures FundingCFD Overnight FinancingMain productPerpetual Crypto FuturesForex and CFDsFrequencyEvery 8 hoursTypically daily rolloverCan be paid or receivedYesYes, depending on instrumentPurposeKeep perpetual price aligned with spotFinance leveraged position held overnightRateChanges with market conditionsDepends on instrument, interest conditions,s and directionWeekend adjustmentNot the same mechanismTriple swap can apply on WednesdayThis distinction is essential when estimating PrimeXBT trading costs.Does Leverage Increase PrimeXBT Fees?Leverage does not necessarily change the percentage fee rate, but it can dramatically increase the dollar value of fees.That happens because most trading costs are based on the position's notional size, not only the cash margin deposited.For example, suppose a trader has:$1,000 marginand opens a:$10,000 positionA 0.045% taker fee is calculated against the $10,000 position, not simply the $1,000 margin.That produces a:$4.50 opening commissionrather than $0.45.This is one reason leverage can make seemingly small percentage fees more important.Do Trading Fees Affect Unrealized Profit and Loss?PrimeXBT states that Unrealized P/L does not include the trading fees paid on the position.This can lead to confusion.A position may show an apparent profit while the final realized result is lower after accounting for:Entry commissionExit commissionFundingOvernight financingSpreadTraders should therefore review the account reports rather than relying only on the Unrealized P/L displayed next to an open position.Where Can You See PrimeXBT Fees You Have Paid?PrimeXBT provides account reporting that includes records relating to:TradesFeesOvernight financingBalance changesIts Help Centre directs users to the Reports section for detailed trading and fee records.Reviewing these records is particularly useful for active traders because small recurring costs can accumulate over time.Does PrimeXBT Charge the Same Fees for Every Asset?No.Trading costs vary by product.Crypto Futures use maker/taker commissions.Forex and non-crypto CFDs may rely on spreads and overnight financing.Funding rates vary between perpetual contracts and over time.Spreads also vary between instruments.That means there is no reliable statement such as:"PrimeXBT charges X% for everything."Any comparison should be made product by product.PrimeXBT Fee Example: Short-Term Crypto Futures TradeConsider a Regular trader who:Opens a $20,000 BTC/USDT position using a taker orderCloses the full position with another taker orderDoes not hold through a funding timestampOpening commission:$20,000 × 0.045% = $9Closing commission:Approximately $9Estimated total trading commission:$18Funding:None in this simplified exampleTotal before spread/slippage:Approximately $18If the same trader qualifies for VIP 5:Opening: $3Closing: $3Approximate total: $6This demonstrates why tier status becomes more significant at high trading volumes.PrimeXBT Fee Example: Holding a Perpetual PositionNow consider a trader who keeps a Crypto Futures position open for two days.In addition to entry and exit commissions, the position may cross multiple eight-hour funding timestamps.Over 48 hours, there can theoretically be up to six scheduled funding events.The trader could:Pay funding at some timestampsReceive funding at othersdepending on the rate and direction.The exact cost cannot be known from the trading fee alone because funding rates change over time.PrimeXBT Fee Example: Holding a Forex CFD OvernightSuppose a forex trader opens a position during the day and closes it before rollover.The main cost may be the spread.If the same position remains open after the relevant rollover time, an overnight swap can be added.If it remains open over the applicable Wednesday rollover, a triple swap may apply.Therefore, two traders opening the same market at the same price can end up with different costs depending on how long they hold their positions.Are PrimeXBT Fees Low?PrimeXBT's Crypto Futures maker rate of 0.01% is relatively low, while its Regular taker rate is 0.045%.High-volume VIP users can reduce the taker rate to 0.015%.However, whether PrimeXBT is "cheap" depends on the user's trading style.A maker-focused intraday trader may experience a very different cost structure from:A frequent market-order traderA leveraged perpetual trader holding positions for weeksA forex trader paying daily swapsA CFD trader trading during widespread periodsThe correct comparison is therefore total trading cost, not simply the lowest advertised commission.Common PrimeXBT Fee MistakesAssuming the 0.015% Taker Fee Applies to EveryoneIt does not.The current Regular taker rate is 0.045%. The 0.015% rate applies at VIP 5.Ignoring the Exit FeeTrading commissions can apply on both entry and exit.Calculate the complete round trip.Forgetting FundingA perpetual position held through funding times can generate additional payments every eight hours.Ignoring Overnight FinancingForex and CFD positions held overnight can accumulate swap costs.Forgetting Triple SwapEligible positions held through the Wednesday rollover can incur three times the normal swap adjustment.Looking Only at Percentage FeesA low percentage applied to a very large leveraged position can still represent a meaningful dollar cost.Assuming Spreads Never ChangeSpreads can widen when liquidity or volatility rises.How to Reduce PrimeXBT Trading CostsUse Limit Orders When AppropriateA limit order that adds liquidity may qualify for the lower maker fee.However, there is no guarantee it will fill.Monitor Your VIP TierActive traders should check whether their trailing 30-day volume qualifies them for a lower taker rate or spread discount.Check Funding Before Holding Crypto FuturesA position that appears attractive based on price movement can become expensive if funding remains unfavorable for several funding periods.Review Overnight Rates Before Holding CFDsThe cost of holding a position for several days can be materially different from the cost of an intraday trade.Watch Wednesday RolloverTriple swap can materially affect certain CFD positions.Review Your ReportsLook at actual fees paid rather than estimating costs only from the advertised rate.PrimeXBT Fee StrengthsAreaAdvantageCrypto Futures maker feeLow at 0.01%VIP taker discountCan reach 0.015%VIP spread discountUp to 25%Transparent VIP tiersPublished volume requirementsFee reportsUsers can review actual chargesMaker/taker modelEasy to understand for order-book tradersPrimeXBT Fee WeaknessesAreaLimitationMultiple pricing modelsCosts vary significantly by productFundingCan increase long-term perpetual costsOvernight financingAdds cost to longer-held CFD positionsTriple swapCan surprise inexperienced tradersRegular taker rateHigher than the advertised minimum rateVariable spreadsActual execution costs can changeJurisdiction differencesCurrent conditions may vary by entityPrimeXBT Fees 2026: Final VerdictPrimeXBT's fee structure is competitive in some areas, but it is more complicated than a simple maker/taker table suggests.For PXTrader 2.0 Crypto Futures, the current standard structure starts with a 0.01% maker fee and a 0.045% Regular taker fee. VIP tiers gradually reduce the taker fee, with VIP 5 currently reaching 0.015%, while the maker fee remains unchanged.But Crypto Futures commissions are only one part of the cost.Perpetual positions can generate funding payments every eight hours. Forex and CFD trades are influenced by spreads and can accumulate overnight financing. Applicable CFD markets can also incur triple swaps on Wednesdays.The practical lesson is simple:Do not judge PrimeXBT's trading costs by the lowest advertised percentage alone.The relevant cost depends on:Which PrimeXBT platform you useWhat product you tradeWhether your order is maker or takerYour VIP statusPosition sizeHow long you hold the positionCurrent funding ratesOvernight financingMarket spreadsFor short-term Crypto Futures trading, maker and taker fees may dominate.For longer-term leveraged positions, funding and overnight financing can become just as important — or more important — than the initial commission.Traders should therefore check the live fee, spread, and financing conditions shown on PrimeXBT before opening a position, especially when using leverage or holding trades overnight.This article is for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice.